Ryan BabbageMoney · Family · Enterprise
Free self-review · Capital Readiness Review

What will capital ask you first?

Eighteen statements on the evidence a capital conversation tends to examine. Choose one intended funding purpose and answer for that. You will see a profile of typical self-reported practice, any priority issues to clarify with your advisers and one practical next step.

  • 18statements
  • 6dimensions
  • 4levels of practice

Applies to. For a business preparing to discuss equity, debt or a strategic partnership. Select one intended funding purpose. The result does not assess investment suitability, creditworthiness or likely funding.

Methodology and limitations

Your responses are processed on this device and are not submitted to us by this review. Closing or reloading the page clears them. Ordinary hosting and security logs are explained in the Privacy Notice. No account or email is needed, and nothing advances until you choose Next. General information and strategic education, not financial, investment, legal or tax advice.

What it covers
  1. Financial clarity and reporting
  2. Governance and structure
  3. Capital proposition
  4. Economics and evidence of demand
  5. Diligence preparation
  6. Leadership and communication

Built by Ryan Babbage, Founder and Commercial Strategist.

NOT YETINFORMALIN USEREVIEWEDFOUR LEVELS OF PRACTICE
Methodology · version 1.0.0 · 3 November 2026

How this review works, and what it cannot tell you.

The response scale

  1. A · Not yet established We have not addressed this, or cannot point to a working arrangement.
  2. B · Informal or developing We have discussed it or do it informally, but it is incomplete or depends on particular people.
  3. C · Defined and in use We have a clear arrangement and supporting evidence, and it is being used.
  4. D · Used and reviewed We use the arrangement and have reviewed it against a real example, change or exception.
  5. E · Not sure I do not have enough information to answer.
  6. F · Not applicable This statement does not apply to the situation being reviewed.

Choosing C or D is not independent verification. The review does not determine whether an arrangement is lawful, adequate or commercially effective. Documents alone do not justify D. Each statement has an evidence prompt to help you consider actual practice. It is for private reflection; never upload or enter evidence here.

From answers to a profile

The levels are an editorial averaging convention: the answered statements in each dimension are averaged (A=0 to D=3), and the average is shown only as one of four descriptors. These cut-offs are not empirically calibrated thresholds, and averaging ordinal answers is a simplification, which is why your individual answers are always shown.

A dimension receives a descriptor only when at least two-thirds of its statements (both, for a two-statement dimension) have an A to D answer. Not sure and Not applicable are never counted as zero or as a favourable answer.

Dimensions are compared only when every statement has an A to D answer. If the dimensions sit close together, the summary says there is no clear separation; otherwise every dimension tied for the lowest average is listed as an area to discuss first. This is a presentation convention, not a statistically significant difference.

Some statements are priority issues because they concern authority, rights, required permissions or material obligations. An A or B answer shows “Clarify before a relevant commitment”; Not sure, Not applicable or no answer shows “Not assessed”. They appear before the profile and are never averaged away. A C or D answer does not confirm that an issue is resolved.

Limitations

Each review is a structured self-reflection based only on your own answers. It has not been statistically tested as a measurement instrument and makes no forecast. It is general information and strategic education, not financial, investment, legal or tax advice, and not a valuation, due-diligence review, compliance check or offer of capital. The result does not assess investment suitability, creditworthiness or likely funding.

Privacy. Your responses are processed on this device and are not submitted to us by this review. Closing or reloading the page clears them. Ordinary hosting and security logs are explained in the Privacy Notice.